Entry tier
Lagoon 43
6–8
Guests
3
Cabins
12.84 m
Length
Entry into the Adriatic charter market. Residency available as an option.
Discuss this option →
The Adriatic gateway · presented from Dubai
Croatia investment,
an Adriatic catamaran.
Lagoon catamaran ownership through a Croatian operating company. A structured seven-year charter programme, real operating income, a vessel of meaningful value at the end. Croatian residency available as an optional layer.
FeaturedLagoon catamarans · Adriatic
Cruising range
Split · Hvar · Korčula · Kornati · Dubrovnik
Three vessels · three tiers
Lagoon catamarans, Adriatic-deployed.
Three new-build Lagoon catamarans available through this programme. Ordered fresh, delivered to Croatia, entered into the Adriatic charter market.
10vessels
per year
per year
Annual programme allocation is small. Lagoon manufacturing lead times, Croatian financing approval cycles, and the operating partner's vessel-management capacity together limit annual intake to approximately ten vessels. Tier preference and timing are discussed on first call.
Mid range
Lagoon 46
8–10
Guests
3
Cabins
13.99 m
Length
Refined interior. Stronger charter tier. The mid-range flagship.
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Top tier
Lagoon 51
10–12
Guests
4
Cabins
14.99 m
Length
Six-cabin layout, flybridge, top-tier charter inventory.
Discuss this option →What the programme delivers
Four outcomes, one structure.
01
A vessel of your own
You own a new-build Lagoon catamaran outright at the end of the seven-year programme. Minimum retained vessel value at exit is set to cover the original investment.
02
Charter income servicing the lease
Our Croatian operating partner manages the vessel under a structured seven-year agreement. Charter income services the leasing instalments and operating costs.
03
Four weeks of personal use
Two high-season weeks and two shoulder-season weeks per year. Split, Hvar, Korčula, Dubrovnik, the Kornati archipelago. Handover, provisioning, and turnaround handled.
04
Croatian residency, optional
Investors who want it can layer Croatian residency on top by taking the directorship of the operating company. Schengen mobility on issuance of the residence card. Path to permanent residence at year five, EU citizenship at year ten. Pure investors can skip this layer entirely.
Vessel pricing, charter performance data, financing structure, and Croatian counsel introductions are shared once we are in qualified conversation.
Open a conversationThe structure
A Croatian company, 100% yours.
A Croatian limited liability company (d.o.o.) is incorporated in your sole ownership. The d.o.o. acquires the catamaran: you fund the 30% down payment, a Croatian bank finances the remaining 70% through a seven-year operating lease. Our local partner on the ground in Croatia coordinates the incorporation, the financing, the charter management, and the residency option for those who want it.
The Croatian d.o.o.
100% yours
Limited-liability company incorporated in Croatia, sole shareholder is you. The d.o.o. holds the vessel asset, the lease, and the charter agreement.
The Croatian bank
70% financing
Croatian leasing partner finances 70% of the vessel cost through a seven-year operating lease in the name of the d.o.o. Instalments serviced by charter income.
Our local partner
On the ground in Croatia
Coordinates d.o.o. incorporation, bank lease, vessel delivery, seven-year charter management, minimum-income guarantee, and (optionally) Croatian residency application.
Vessel cost · Lagoon 43
€699K
You · 30%€210KDown payment
Croatian leasing partner · 70%€489K7-year operating lease
Term
7 years
Lease instalment
≈ €58K / year
Serviced by
Charter income
The Croatian operating partner's minimum monthly income guarantee is set at a level that covers the lease instalment plus operating costs. At Year 7 the operating lease is fully amortised and the vessel transfers to your Croatian operating company free and clear, subject to the operating partner servicing the lease across the term.
Worked example · Lagoon 43
Your investor value, over seven years.
Your investor value
Vessel market value
Your commitment
€210K
30% down payment
Value at Year 7
≈ €490K
Vessel owned + cumulative surplus
Indicative return
≈ 2×
Pre-tax, before exit structuring
Indicative annual flow under the structure: ≈ €68K of charter income is contemplated to cover the ≈ €58K operating-lease instalment, with ≈ €10K of historical average surplus available for annual distribution where charter performance allows. Subject to the operating partner servicing the lease across the term, the vessel transfers to the Croatian operating company at Year 7.
Not a projection by TKA.The numbers above are illustrative and originate from the Croatian operating partner. TKA acts solely as introducer and does not provide investment, legal, immigration, or tax advice. Actual figures depend on the vessel selected, financing terms, charter market performance, operating costs, vessel resale market at Year 7, FX, and macroeconomic conditions. Minimum retained vessel value reflects the operating partner's contractual commitment, not a TKA guarantee. Annual surplus reflects historical reference data from comparable vessels and is not a forecast. The indicative ≈ 2× return is shown pre-tax and before Year 7 exit structuring; Croatian corporate tax, VAT on vessel sale, and dividend withholding tax may apply at exit and can reduce the realised net return materially depending on how the exit is structured. Independent Croatian counsel, financial, and tax advice must be obtained before any commitment.
Owner's personal use
Four weeks a year the boat is yours.
Two high-season weeks, two shoulder-season weeks. The Dalmatian coast in summer, the islands in September, the Kornati archipelago in spring. Handover, provisioning, and turnaround handled.
High season
Jul · Aug
Two weeks per year
Shoulder season
May · Sep
Two weeks per year
Charter season
22 weeks
Mar–Nov bookings
Cruising range
Adriatic
Split · Hvar · Korčula · Dubrovnik
Who is behind this
Lucas Dollfuss.
Founder of The Key Advisory, a Dubai-based residency and tax advisory firm working with DACH and Gulf entrepreneurs on international structuring.
First conversations are direct with Lucas. Discovery calls run thirty minutes, focused on whether the programme fits.
Open a conversation
Open the conversation.
Tell us a little about what you are exploring. Once we have a sense of fit, we share the programme overview, walk you through the structure, and arrange a direct introduction to the Croatian operating partner who provides the detailed pricing and operating data.
- Programme overview document covering the structure and the choice of investment-only versus residency path
- Direct introduction to the Croatian operating partner for the detailed pricing and operating data
- Names of independent Croatian counsel candidates for the immigration and tax review
- Reviewed personally by Lucas before any reply
Questions, answered
The honest answers.
High-level answers below. Detailed financial mechanics, vessel economics, structure diagrams, and risk framework are in the investor brief.
What does the entry ticket look like?
The structure involves a meaningful down payment (typically a third of the vessel price) and a seven-year operating lease covering the balance. Detailed pricing across all three vessel tiers is shared directly by the Croatian operating partner once we are in qualified conversation.
Is residency required, or is this also an investment-only proposition?
Both routes are available. Investors who simply want the catamaran ownership, charter income, and personal use can stop at the investment. Those who want Croatian residency take the additional step of becoming director of the operating company and applying for the directorship-based residence permit. The decision can be made at the outset or revisited later.
If I choose the residency path, how long does it take and what does Schengen access look like?
Visa application typically runs six to nine months from incorporation to residence card issuance. Schengen mobility is granted from the date the residence card is issued, not before. During the application window, you may visit Croatia on a tourist visa or remain in your home country.
Can family members be included?
Spouse and minor children may apply for residence as accompanying family members under Croatian immigration law, subject to standard documentation requirements. The specific eligibility and timeline depend on the family configuration and are confirmed by independent Croatian immigration counsel before any commitment.
Does Croatian residency trigger Croatian tax residency on my worldwide income?
Not automatically. Holding a Croatian residence permit does not by itself create Croatian tax residency. Tax residency is generally triggered by physical presence of more than 183 days per year or by establishing centre of vital interests in Croatia. Independent Croatian tax advice is required for your specific position.
What does TKA actually do?
TKA acts solely as introducer of qualified investors to our Croatian operating partner. We do not provide investment, legal, immigration, or tax advice. We coordinate the introduction, pre-qualify the investor, and ensure independent Croatian counsel is engaged before any commitment.
Speak to Lucas
Thirty minutes, directly.
Every inquiry lands with Lucas personally. The first conversation is an honest read on whether the programme fits.